Alternative Capital consolidates and reduces your debt without the need for a loan. In many cases, we lower the principal owed, the repayment term and the interest rate of your outstanding bills. We can consolidated your debt into one low monthly payment that will be catered to fit your budget. Your monthly payments can be reduced by up to 80% or more depending on your personal situation.

Our program has helped many people. It was developed by our firm in order to help our clients work through difficult times repaying their debts. As long as we work within the creditors' established guidelines for people that are in need of counseling, we can extend these benefits to you. One of the best things is that most creditors usually eliminate interest charges and those that do not, usually reduce your interest rate to as little as 6%-9%. In most cases, the creditor will bring your account current and waive penalties and late fees. Since you will be making on time monthly payments the program will not hurt your credit rating. If your credit rating is good it will stay good, if it is not, this program will help rebuild your credit, so you will no longer be considered a risk, but a good paying customer.

Alternative Capital is a debt arbitration service that negotiates a win-win situation for both you and the credit companies. Your creditors win because they save money by eliminating the cost of collections, and in some cases a total loss if bankruptcy is declared. They also win by keeping you as a good customer in good standing. You win because you can start living without the financial pressures, annoying phone calls and burden of paying off your debt for decades. You can actually payoff the principal on your debt since your payments are not subjected to high interest rates and finance charges.

Our trained team of professional Arbitrators will personally review your debts, payments and credit history. Once your account is arbitrated we will either set up a final full payment with the creditor or set you up on a monthly payment program. If you make you payments on time each month, your account will reflect those on time monthly payments and your account will be maintained in good standing until all your debts are satisfied.


Contact our Professional Staff Today!
716-668-6875
Toll Free 1-877-707-4728